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Business Checking

When it comes to free checking, we’re all business.

One of the keys to running a successful business is keeping profits up and costs down. A Totally Free Business Checking Account is a great place to start. Our hard-working accounts offer all the services your business needs, whether you’re expanding or just starting out.


Totally Free Checking

A free account for your business needs. No minimum balance or monthly service charge after opening your account.

Business Analysis Checking

For the larger businesses with complex banking needs. Earnings allowance from deposit balances may offset activity fees.


Want to compare these accounts side by side?

*Every new Business Checking account comes with:


  • FREE VISA© Debit Card
  • FREE Mobile Banking with Mobile Check Deposit
  • FREE Online Banking & Bill Pay
  • FREE Statements-eStatements or Paper Statements
  • FREE Online Check Images
  • FREE Gift to thank you for your business
Plus, we will buy back your unused business checks or debit card from a different financial institution with a $25 credit to your account.


Checking Account Comparison

Account Details

Totally Free Business Checking

  • 3,000 FREE Monthly transaction items – includes debits, credits and deposited items
  • Up to 10,000 in coin and currency deposits or withdrawals, including change orders per month FREE.
  • No Monthly Service Charge
  • Fee Schedule

Business Analysis Checking

  • $10 monthly maintenance fee, plus account activity fees for debits, credits, and deposited checks. Contact your local branch for more details. 
  • Earnings allowance from deposit balances may offset activity fees.  
  • Fee Schedule

To help in opening your new business accounts, we may request the following:

Sole Proprietor/DBA Limited Liability Corp (LLC) Partnership Not-For-Profit Organization Corporation
  • SSN or TIN of Owner
  • TIN of LLC
  • Articles of Organization
  • Operating Agreement
  • TIN of Partnership
  • Partnership Agreement Letter
  • Certificate of Partnership
  • TIN of Organization
  • If incorporated, follow corporation guidelines
  • If Tax-exempt, IRS documentation or tax return
  • If not tax-exempt, authorized letter
  • TIN of Corporation
  • Articles of Incorporation 
Additional documents and/or state registration may also be required. Contact your Mountain West Bank Personal Banker and/or New Accounts Representative for further information.

Treasury Management Services

Mountain West Bank Treasury Management Services can help your business to improve cash flow, streamline payables, manage liquidity and mitigate unnecessary risk exposure. To learn more visit our treasury management services page by clicking the button above. 
 

*Unless specified otherwise, customer purchases checks. Other fees such as overdraft, nonsufficient funds (NSF) fee, continuous overdraft, etc. may apply. See fee schedule for details. Bank rules and regulations apply. Transaction items include all debits, credits and deposited items. If the Totally Free Business Checking account exceeds 3,000 free monthly transaction items, $10,000 in monthly coin and currency deposits or withdrawals, including change orders, or requires additional regulatory oversight, the account may be changed to Business Analysis Checking which includes additional fees. $25 for checks and debit cards from another financial institution. Your account will be credited at the time the checks/debit cards are presented. Free gift provided at the time of account opening.

We proudly serve the communities of Coeur d Alene, Post Falls, Hayden, Ponderay, Sandpoint, Bonners Ferry, Boise, Meridian, Nampa, Eagle, Ketchum, & Hailey, Idaho, Spokane, North Spokane, Newport, & Ione Washington.