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Business Loans

When you want to build your business without breaking the bank, we’ve got a loan for that.

Whether you’re looking to expand, purchase equipment, increase inventory, hire more employees, or consolidate debt, a business loan is the way many business owners get growing. 


Mountain West Bank offers a revolving line of credit for business working capital and operating expenses. Simply write a check from your business checking account and you'll automatically have the funds you need.
For more detailed information on rates, terms, collateral options and additional services, please visit with any member of our commercial lending team.
Mountain West Bank offers term loans with a variety of collateral and term options to companies or individuals that have demonstrated cash flow to service the debt.
To begin your application process, find a lender.

Mountain West Bank offers real estate loans for the purpose of purchasing or refinancing eligible property types for owner-occupied properties including unimproved property, and selectively, for professional real estate investors exhibiting financial strength and liquidity.

To begin your application process, find a lender. 

  • Local lenders and local approvals
  • Quick turn around time
  • Competitive pricing
  • USDA financing options available with as little as 10% down for some owner-occupied properties. 

Mountain West Bank offers construction loans to provide the flexibility needed during the construction phase of your building project. Construction and permanent financing can often be obtained with a single approval and closing. 

  • Local lenders and local approvals
  • Competitive pricing
  • Quick turnaround time on draws and loan closings
  • Land development and lot financing
  • Spec and pre-sold home loan programs for builders
  • A variety of loan programs for builders and their customers

To begin your application process, find a lender. 

Mountain West Bank is a Preferred SBA Lender

Small Business Administration Loans are extended by the bank with the guarantee of the federal government. This type of loan enables your business to obtain secured financing when conventional collateral might not be adequate. Mountain West Bank, as a Preferred SBA Lender, may be able to approve and process your SBA loan right here at our bank.

To speak with a Mountain West Bank SBA lending expert, please contact a member of our commercial lending team, find a lender.

For more information about the Small Business Administration, visit, SBA.gov






We proudly serve the communities of Coeur d Alene, Post Falls, Hayden, Ponderay, Sandpoint, Bonners Ferry, Boise, Meridian, Nampa, Eagle, Ketchum, & Hailey, Idaho, Spokane, North Spokane, Newport, & Ione Washington.