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Real Estate Loans

We know our way around the block when it comes to home loans.

At Mountain West Bank our expert lenders offer local processing, local underwriting, and competitive interest rates. Our streamlined mortgage process offers online application and signing, with your lender there each step of the way.

Are you ready to finance the home of your dreams? Whether you’ve found your first home or are looking at floor plans for your third perfect place, we can help you find the loan that makes you feel right at home.

Not all mortgages are created equal, and our experienced lenders can help you sort through financing options. Schedule an appointment today to learn more and get started on the road home!

Free pre-qualification so you can house hunt with confidence knowing what you can afford. For information on the current mortgage loan rate, please contact a lender.

How to get Started:

    1. For personal assistance through the entire process,
      Find a Lender
    2. Make sure you have everything you need from our
      Mortgage Checklist.

Types of Loans:

  • Conventional
  • Non-conforming (Jumbo)
  • Adjustable Rate Mortgages (ARMs)
  • FHA, VA
  • Idaho/Washington/Utah Housing
  • USDA (RD)
  • Investment Property
  • Bridge Loans
  • First Time Home Buyer 
  • In-House Portfolio

Construction

All-In-One Loan or Two-Step: 

The All-In-One loan starts out as a construction loan, then rolls over into a home
mortgage upon house completion.  The Two Step Loan offers a Construction Loan and then a separate loan for your home mortgage.  To learn more contact a lender.

Click Here for our easy to use Online mortgage calculator, to help you solve some common financial problems. If you find these calculators useful, be sure to bookmark this page or suggest it as a link to your favorite home page or search engine. 

For information on current mortgage loan rates, please contact a lender

We proudly serve the communities of Coeur d Alene, Post Falls, Hayden, Ponderay, Sandpoint, Bonners Ferry, Boise, Meridian, Nampa, Eagle, Ketchum, & Hailey, Idaho, Spokane, North Spokane, Newport, & Ione Washington.