• Student must be enrolled in an Idaho:
  • Public school
  • Private school
  • Charter school
  • Homeschool program
• Must have an active Totally Free Checking account opened at Mountain West Bank
  (Minors under age 18 must open a joint account with a parent/guardian co-signer)
• Students earn $3 for every A or A- up to $20 per term
• Earn an extra $5 for a 4.0 term average!
• Report cards must be submitted to an MWB branch by designated deadline June 30, 2027 for payment to occur
  

Program Benefits

Students can earn:

• $3 for each A or A-
• Up to $20 in grade rewards per school term
• An additional $5 bonus for a 4.0 term grade point average
• A one-time $10 bonus for completing the Good Grades Pay Financial Foundations Course

All rewards are deposited into an eligible Mountain West Bank checking account. 

2026-2027 Report Card Submission Deadlines:

Report card submission deadline for the 2026-2027 school year, all report cards must be submitted to a Mountain West Bank branch no later than, June 30, 2027 to receive payment for A’s. 
Funds will be deposited into student’s checking account within one month after deadline.  

Note:  *Certain restrictions apply. Students must be age 12-25 as of the last day of the school year and be enrolled in a Idaho Public, Private or Charter School to be eligible. Cash award will be deposited into primary checking account within one month of submission deadline. Student will be rewarded $3 for every “A” or "A-" grade presented on their current report card. Minimum amount earned is $3. Maximum amount earned is $20. An additional $5 bonus will be added for a 4.0 GPA Term Average, one bonus per term. May be subject to tax reporting.  Mountain West Bank reserves the right to modify or cancel the program for any reason (without terminating any pending award payments).

**Good Grades Pay Students with an open Mountain West Bank Checking Account can earn a one-time $10 incentive upon successful completion of the Good Grades Pay Financial Literacy Course. Cash Award will be deposited into the primary checking account within one month of the nearest Good Grades Pay report card submission deadline.

Totally Free Checking: Unless specified otherwise, customer purchases checks. Other fees such as overdraft, continuous overdraft, etc. may apply. See fee schedule for details. Bank rules and regulations apply.