Skip Navigation Download Acrobat Reader 5.0 or higher to view PDF files.

Personal Retirement

Accounts that help you—not your money—retire.

Saving for a secure retirement doesn’t need to be complicated.
 
An Individual Retirement Account (IRA) is a savings account that comes with tax advantages to help you save for retirement. We offer both Traditional and Roth IRAs to help get you there. Each has specific tax benefits and we invite you to contact us for more information to help you decide on the right choice for you.
 

Contact Us


Our Traditional IRA

Our traditional IRA accounts are great ways to build your savings and financial security for retirement. Your earnings accrue on a tax-deferred basis.
 
  • A minimum opening deposit is required based on the product type.  Contact us for details
  • Must have earned income and not reach age 70 1/2 by end of year
  • Annual IRA contributions limits are set for each year, see IRS guidelines
  • Annual limit applies to any combination of IRA plans
  • Contributions may be tax-deductible if you are not an active participant in an employer retirement plan; your ability to take a deduction also depends on your income for the year, see IRS guidelines
  • Earnings accrue on a tax-deferred basis
 

Our Roth IRA

Build your retirement savings with this great account.
 
  • A minimum opening deposit is required based on the product type.  Contact us for details
  • Contribute to a Roth IRA even after age 70 1/2 with earned income
  • Contributions will not be tax deductible, but the contributions and earnings can be withdrawn tax-free
  • Annual IRA contributions limits are set for each year, see IRS guidelines
  • Annual limit applies to any combination of IRA plans
  • No required minimum distributions after reaching age 70 1/2
 
About “Catch-up” Contributions
You may be eligible for a catch-up contribution if you have reached age 50. See IRS guidelines to be sure. 
 
The interest rate paid on IRA accounts may change after the account is opened.