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Online Real Estate Loans in Sandpoint, Ponderay, Bonners Ferry, Newport, and Ione

To begin, choose a lender.

Online Home Loans from Mountain West Bank.
Where the dream comes true.

 Our online financing tool makes your Mountain West Bank mortgage application, review, and approval process even simpler, faster, and more convenient than ever. Now you can complete and sign your loan application, contact your lender, and have your application reviewed by our locally based underwriters, all online. We've even made getting started simpler, faster, and more convenient. Just click here to select your lender.

Get Started Here

First things first. Choose one of Mountain West Bank’s expert home mortgage lenders. Doing so now will allow them to act as your guide through the entire process. You can access your online application directly from their webpage.

Mortgage Checklist

Please review the items on the Mortgage Loan Application Checklist. You will need to provide them with your application. Please forward them to your Mountain West Bank lender at your earliest convenience.

Quick Decisions

We offer local processing, local underwriting, and local decision-making for 10 of the most popular mortgage loans in our service territory. This enables us to provide swift reviews on even the most complex applications.

1323 Hwy 2
Sandpoint, ID 83864

Lobby Hours
Mon-Thurs: 9:00 am - 5:00 pm
Friday: 9:00 am - 6:00 pm
Drive-Up Hours
Mon-Fri: 8:30 am - 6:00 pm
Saturday: 9:00 am - 1 pm
ATM Available
Types of Loans:
  • Conventional
  • Non-conforming (jumbo)
  • Adjustable Rate Mortgages (ARMs)
  • FHA, VA
  • Idaho/Washington/Utah Housing
  • USDA (RD)
  • Investment Property
  • Bridge Loans
  • First Time Home Buyer
  • In-House Portfolio
How to get Started:
1. For personal assistance through the entire process, Find a Lender.
2. Make sure you have everything you need from our Mortgage Checklist.
3. To access the mortgage application, you must choose a lender. Find a Lender.
We proudly serve the communities of Coeur d Alene, Post Falls, Hayden, Ponderay, Sandpoint, Bonners Ferry, Boise, Meridian, Nampa, Eagle, Ketchum, & Hailey, Idaho, Spokane, North Spokane, Newport, & Ione Washington, Northern Idaho, & Eastern Washington.