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Austin Garrett

Photo of Mortgage Loan Originator Austin Garrett

Austin Garrett

Mortgage Loan Originator
NMLS #155970
Direct: 208-415-5382
Cell: 208-699-5520
Fax: 208-763-3409


As a native of the Pacific Northwest, I moved to the Coeur d’Alene Area in 1996.  My wife, Marissa, and I have been blessed to raise our three daughters Jane, Elizabeth and Emma here along with our three pugs.  We love to enjoy all of the beauty that this area has to offer from camping, boating, swimming, skiing, and my personal obsession, mountain biking!

My philosophy is simple: to approach each relationship with a servant’s heart.  This principle has guided me since I originally started in mortgage lending in 2009 and over my 22-year career in high-finance.  I pride myself on being a great communicator, a source of wisdom and experience, detail oriented and passionate about exceeding expectations.

I’m so grateful to be part of the Mountain West Bank team.  We are a longstanding local bank with deep roots in our community and offer something for everyone in the areas that we serve.  From conventional, FHA, VA, USDA to customer construction and land, we have all of the bases covered.

I look forward to being your partner in this exciting world of real estate and hope to help your dreams come true.



"Austin was extremely patient and kind throughout the whole process. As a first time homebuyer, I had a lot of questions about the process and Austin was always readily available and explained things clearly. I would recommend him to friends and family."

November 2024

 

"Austin was great! very informative and provided outstanding guidance. I will refer him to others in the future."

November 2024

 

"We had a wonderful working relationship with Austin ~ he is simply the very best!!!"

September 2024

 

"It’s just nice to do banking at one place and have worked with Austin on a previous mortgage which went well and my realtor had good things to say about Mt West and Austin also."

August 2024

 

"Austin made the entire process go so smoothly. He was communicative, kind, and knowledgeable. It was a pleasure working with him."

July 2024

 

"Austin is professional and great! As a licensed real estate professional for the past 27 years, it has been my pleasure to meet him and recommend him to my clients!"

May 2024

 

"There were no surprises. Everything was clearly communicated."

May 2024

 

"The bank did their job well."

April 2024

 

"Austin was extremely knowledgeable, attentive and personable. He was not only informative of what's going on in the real estate market overall but was very experienced in the CdA market and helped me feel confident in my investment decision. I appreciate the time he spent with me, you do not feel as just a loan number with Mountain West Bank, they genuinely care about your financial investment! Thank you for helping make a dream a reality, Austin!"

February 2024

 

"Austin was a great help during the process. He made himself available outside of business hours and really went above and beyond."

February 2024

 

"Austin Garret very accommodating and always available"

January 2023

 

"Austin Garrett is a dream maker! He was knowledgeable, personable, and enthusiastic every step along the way! He made the process simple, straight forward and answered all my silly questions, without making me feel dumb or overwhelmed. Austin is a rockstar!”

August 2023


"Austin was stellar! He was easy to work with and when I had reservations and questions, he took the time and patience to help me to understand and answer my concerns. Though there were additional requests and findings it was made easier by Austin’s knowledge and explanations. I felt cared about and confident in dealing with Mountain West Bank!”

August 2023


"Austin had no problem answering any question that we had and was very informative in all areas of the loan process. Made it really easy to know exactly what to get done."

July 2023

 

"Austin was a great loan officer and helped us through each step of our first home purchase. He was incredibly responsive and answered all our questions without judgement. We appreciate the time and effort he devoted to our unique situation."

June 2023

 

"Austin Garrett, our loan officer, professionalism, attention to detail, and follow-through was the primary reason we decided to partner with Mountain West. Austin is absolutely phenomenal to work with. He is passionate and knowledgeable about his craft."

June 2023

 

"I trust Austin and plan to recommend him to my son for his first home purchase."

May 2023

 

"Austin is very easy to communicate with, and the office staff always got things handled for us in a friendly and professional manner."

May 2023

 

"Way above expectations from start to finish! Jimmy and Austin were amazing to work with. They completed the entire process way ahead of schedule. Fantastic customer service. I would recommend those two and MWB to anyone in our community."

June 2021